Privacy Policy

Privacy Policy At Identity Fraud, Inc.: Respecting the privacy and security of your personal information is important to us. Our business objectives and philosophy are based on helping to reduce the likelihood of cyber crimes, identity fraud and the abuse of personal information and we believe this is reflected in our privacy policy. Our privacy policy is a statement that discloses our information handling practices. We have organized our privacy policy into the following sections:

1. What information we collect, store, and use when you visit our site.
2. What personally identifiable information we collect, store, and use when you become a member or customer (hereinafter, collectively referred to as “member”) of Identity Fraud, Inc.
3. Member information sharing with our Partners.
4. Information sharing with other non-affiliated third parties.
5. Your choices regarding the collection, use, and distribution of information.
6. How to correct inaccuracies or changes to your information.
7. Changes to our Privacy Policy.
8. Other items: Cookies, Links, and Security

1. Information Collection and Use (Visitors) – Upon visiting our site, we may use IP addresses to analyze trends, administer the site, track user’s movement, and use the information to enhance the usefulness of our web site. IP addresses will not be linked to personally identifiable information.
2. Information Collection and Use (Members/Customers) – We collect your personal information only if you decide to purchase one of our membership plans or other products and services (hereinafter, collectively referred to as “membership”) that may be available. We collect certain details like your name, address, and we use a third party payment processor to process your credit card details in order to provide you with our benefits and to transact your payment. We may also collect information on you during the course of your membership, like which Credit Solutions you buy (as you may qualify for free membership upgrades), when you access our call center, and any discussions or claim details you present as we attempt to help you resolve an identity fraud incident.
3. Sharing Member Information with our Business Partners and Providers – In order to provide you with the benefits of our membership, products or services, we may need to share your membership information with our business partners who provide certain specialized services to us, or who cooperate with us on projects and/or providers (e.g. our insurance carrier in the event you need to make a cyber claim or claim for an identity fraud incident). These business partners and providers are responsible for their own compliance with data protection laws. You should refer to their privacy notices to ensure their privacy practices meet with your approval. In the event you purchase cyber solutions or Credit Solutions from Us and/or through our business partners or providers, your information may also be shared in order to properly administer your cyber or Credit Solutions. In any event, we do not collect or otherwise use the information you provide to Us except to determine which products you buy at our site or co-branded web-sites and to otherwise fulfill your purchase. 
4. Information Sharing with other Non-Affiliated Parties – We do not share any personally identifiable information with any other parties except our business partners and providers (e.g. insurance carrier) as described above or under confidential audit or as may be required by law. Should we decide to promote other firms products and services that we feel may be of benefit to you, i.e. firewalls, shredders, etc., we will present the opportunities at our Members section or other approved communications.
5. Your Choices regarding the collection, use, and distribution of information – If you do not wish us to collect the information you provide to us as part of our memberships, or share your information with our insurance carrier(s) as described above, you should forego your membership with Identity Fraud, Inc. We have restricted our information collection and sharing practices to include only the information we need to provide you with our products and services.
6. How to correct inaccuracies or changes to your information – In our Members section, you can review your contact details. In the event your contact details change or are not accurate, you will need to notify us promptly. Directions are located in our Members section. For changes or inaccuracies in your Credit Solutions or in your credit reports with the credit reporting agencies (“CRAs”), you may have to work directly with a CRA, including Equifax, Experian and/or TransUnion.
7. Changes to our Privacy Policy – Our privacy policy may change at any time and we encourage you to review applicable changes. In the event of a material change, for example, if Identity Fraud, Inc. is bought or sold and the acquiring entity has a privacy policy materially different than our own, we will endeavor to send an e-mail to our Members as well as provide a notice of the change in our Members section and allow you the opportunity to inform the acquirer that you do not consent to the use or disclosure by the acquirer of your personal information in accordance with such new or revised privacy policy. We have made attempts to help you recognize when changes have been made to our privacy policy. Any updates or changes will be signaled by a new privacy policy version being established. For example, the privacy policy version you are reading currently is Version 3.1, as revised December 4, 2012. If future changes are made that may adversely impact you, we will signal that changes have been made by creating a new version, i.e. Version 4.0 together with the revision date.
8. Other Items: * Cookies – Our site uses two cookies, one is a ‘session’ cookie, that is used during a transaction to purchase a product, and is used only for transaction security purposes. The other is an ‘affiliate’ cookie that is used to ensure you receive any applicable discounts from your financial institution which may be affiliated with us. Generally, a cookie is a piece of data stored on the user’s hard drive containing information about the user. We do provide links to other sites which may have cookies but we have no access to or control over these sites and their use of cookies.  

* Links: We provide several links from our site to other sites. We are not responsible for the privacy practices of these other sites. We encourage users to view the privacy policies of all sites they visit. Security – Together with privacy, the security of your information is important to us. Please review our Security Policy for further details.